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Make Every Money Move a
Smart one.

Sumart brings your budgeting, credit cards, bank accounts, and credit score together in one clear dashboard helping you see where you stand, improve your credit, and make smarter money moves every day.

Sumart app showing debt payoff progress, credit cards, and bill calendar
📱
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🎁 Founding Member Offer

First 150 Signups Get
Premium at Pro Pricing — Forever

Be among the first 150 to join and unlock all Premium features at our Pro tier price — that's $5/month savings for life. No tricks, no expiration.

150
spots left
🔒 No spam. Just a heads-up when we launch.
Why Sumart

Financial clarity without the overwhelm.

Managing multiple credit cards can get confusing fast. Balances, due dates, interest rates, and spending are scattered across statements, bank apps, and credit card accounts making it hard to know where you stand or what to pay first.

Sumart brings everything together so you can see your full financial picture and take control of your debt with confidence.

No ads · We never sell your data · Cancel any time
Everything in one place
Everything in one place
See all your credit cards, balances, due dates, and spending in one simple dashboard.
Improve your credit score
Improve your credit score
Track your utilization, understand what impacts your score, and get alerts before it hurts you.
A plan you'll actually follow
A plan you'll actually follow
Get a personalized payoff strategy so you know exactly which card to pay first and when you’ll be debt-free.
Everything You Need

Everything you need to stay on top of your finances.

Sumart helps you track your spending, understand your credit, and manage your money in one place; giving you the clarity and control most apps are missing.

Smart Bill Calendar

Every bill, every due date — visualized on a beautiful monthly calendar. Never miss a payment again.

Smart Bill Calendar preview
Color-coded by category
Click any day to see bills due
Auto-populated when bank is connected

Sumart Credit Score™

A personalized score based on your connected accounts, payment behavior, and credit usage — with clear steps to help you improve your financial health.

Sumart Credit Score preview
A personalized financial health score based on your real activity
Clear steps that show what actions improve your score
Track your progress as your habits improve
Easy-to-understand insights — no confusing credit jargon
*The Sumart Score™ is an educational financial health score based on your connected accounts and is not an official credit bureau score.

Smart Expense Tracking

Snap a receipt or upload a photo. AI automatically reads, categorizes, and tracks your spending for you.

Smart Expense Tracking preview
Take a photo or upload a receipt
AI categorizes expenses automatically
Keep every transaction organized

Spending Breakdown & Reports

See exactly where your money goes by category — visual breakdowns and monthly trend reports to spot patterns early.

Spending Breakdown and Reports preview
Reports and Calculators
Monthly financial report
Export as PDF
Simple Pricing

Pick your plan.

No hidden fees. No ads. No selling your data. Cancel any time.

Starter
$4.99/mo

or $49.90/yr — 2 months free

Take control of your money with simple budgeting & debt tracking.

  • Basic financial dashboard (income, expenses, total spend)
  • Manual budget & transaction tracking
  • Receipt Capture (5 Scans)
  • Track Savings & Goals
  • Bill calendar
  • Manual credit card tracking
  • Credit utilization tracking
  • Minimum payment tracking
  • Projected debt-free date
  • Sumart Health Score
  • Debt Payoff Calculator
  • Monthly Financial Report
Premium
$14.99/mo

or $149.90/yr — 2 months free

Everything you need to optimize, monitor, & accelerate your financial future.

  • Everything in Starter & Pro, plus:
  • Receipt capture Unlimited
  • In-depth credit card reports
  • Unlimited AI insights
  • Advanced optimization tools
  • Access to all Calculators
  • Access to all reports
  • Tax-ready receipt reports (PDF export)
  • Early access to new features
Founding Member Offer
First 150 signups lock in Premium features at Pro pricing — forever. Grab your spot →
Get Started

Up and running in minutes

No spreadsheets. No confusion. Just five simple steps to a clearer financial picture.

1
Step 1
Choose Your Plan
Start your 7-day free trial on the basic or go straight to Pro or Premium. Every plan gives you the tools to organize your money and start making progress.
⚡ 60 seconds
2
Step 2
Create Your Account
Sign up with email or Google. Your data is secure from the moment you join.
🔒 Secure signup
3
Step 3
Add Your Cards, Bills, & Income
Enter your credit cards, bills, and income in minutes to build your full financial picture.
🏦 Manual
4
Step 4
See Your Full Picture
View your dashboard, track your Sumart Score™, and understand your debt, spending, and progress in one place.
📊 Live dashboard
5
Step 5
Track, Improve, Achieve
Get coaching tips, watch your credit score climb, hit savings goals, and build real financial momentum month by month.Follow your personalized payoff plan, stay on top of spending, and build real financial momentum month by month.
🎯 Real progress

Start with clarity.
Stay for progress.

Join the founding members getting Premium at Pro pricing — forever.

No spam  ·  No credit card required  ·  Cancel any time